Observe how much you can save your self by looking at us in place of bank cards, pay day loans and doorsteps lenders.
Whether you are a new comer to Unify Credit Union or a long-standing user, we offer loans that meet your requirements which help one to take over of the funds - it is possible to even apply online .
We now have a few various loan services and products accessible to users:
The Starter Loan is ideal for those who are a new comer to Unify but are seeking to borrow but never have yet founded any cost cost savings.
The utmost when it comes to loan that is first ВЈ1000. Top-ups or applications that are subsequent a optimum of ВЈ750. Interest is charged in the reducing stability associated with the loan (42.6% APR). To find out more please see the Starter Loan web web page.
The Family Loan is present to individuals who get Child Benefit and seeking to borrow a touch and build cost savings for future years.
The most Family Loan is ВЈ500 and also you might top-up once you've paid back 50% of the loan balance. The Family Loan can be obtained to members that are new current people that do perhaps perhaps maybe not curently have a Unify Loan. Interest is charged regarding the balance that is reducing of loan (42.6% APR). To find out more please see the grouped Family Loan web page.
The Workplace Loan can be acquired to workers whom work with certainly one of our Workplace Partners as they are seeking to borrow as much as ВЈ1000.
The most available from the Workplace Loan is ВЈ1000 per application. You may top-up the mortgage as soon as 35% for the loan stability is paid back. Interest is charged regarding the reducing stability associated with the loan (34.5% APR).For more info please see the Workplace Loan web page.
The Saver Loan is available to people who have been saving frequently and consistently for no less than three months. The most you can easily borrow is three times the total amount you have got conserved in your account.
You may additionally relocate to the Saver Loan product when you've got developed cost savings whilst you have now been repaying a Starter Loan, terms apply. Interest is charged regarding the reducing stability associated with loan (34.5%) to find out more please see the Saver Loan page.
The Loyalty Loan would work for current long-standing people, that have built significant cost cost savings over a basis that is regular have actually lent and consistently paid back loans.
We need to reward our members that are loyal which explains why you are able to borrow as much as 4 times the total amount of your savings. Interest is charged in the balance that is reducing of loan (19.6% APR for loans under ВЈ3000 / 12.7% APR for loans above ВЈ3000).For more info concerning the Loyalty Loan please see the underside 50 % of the Saver Loan page.
The Premier Loan is ideal for folks who work and have now a credit that is excellent www.personalbadcreditloans.net/payday-loans-la/gonzales/ seeking to borrow as much as ВЈ1000.
Interest is charged regarding the balance that is reducing of loan (19.6% APR).
The Secure Loan is available to present people in Unify. You might borrow as much as the quantity you have got conserved. The mortgage stability cannot go beyond the savings stability.
It is a way that is great be given a low-interest loan and in addition means you don't need to diminish your hard-earned cost savings. It means you can easily nevertheless get a dividend on your own cost cost cost savings while the full life insurance* terms and conditions use. Interest is charged regarding the reducing stability of this loan (6.0%APR)For additional information concerning the Secure Loan please call one of y our branches on 01942 245656.
take note that most loans are susceptible to our conditions that are general as set out in our Loan Policy.
ESSENTIAL - with a loan if you are in a debt management plan , subject of a Debt Relief Order , IVA or bankruptcy or not currently up to date with household bills we are unlikely to be able to provide you.
Financial obligation advice can be had, totally free, from STEPCHANGE , DEBT GUIDANCE FOUNDATION or your CITIZENS that is local ADVICE .
Complimentary and unbiased cash advice can be acquired through the cash information provider .
Just our people gain access to these starter that is great prices. Today become a member!